Hounslow Youth - Prepaid Credit Cards and Poor Credit Rating Credit Cards.

Credit Cards

To ensure you make the right choice of credit card, please use the comparison table below. Here, you can compare the most important features to a card, including APR, purchase rate, balance transfer rate and so on. Look out for special introductory offers.

Remember that in order to apply for a credit card, you may be subject to credit checks by the card provider — if your credit score is less than ideal, your application may be refused. Check the card criteria while you browse our information table. Once you have made a choice, simply click on “Apply”.

Card Name	Issuer	APR	Balance Transfer Rate	Balance Transfer Period	Purchase Rate	Purchase Period	CashbackK	More Info
MBNA Platinum Plus Card		15.9%	0%	3 Months (January 2010)	0%	13 Months (November 2010)	N/A
	0% on Balance Transfers until November 2010 0% on Card Purchased until January 2010 (2.9% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account.
MBNA Rewards Points card		15.9%	0%	13 Months	0%	3 Months	N/A
	MBNA Rewards Visa Credit card provides one of the most extensive loyalty programmes on the market. Collect points as you spend, and you can redeeem these on Travel, Wine offers, entertainment products including DVD players and television, High street shopping vouchers including - Selfridges, John Lewis, Boots, Halfords, WHSmith, Debenhams and more. You can even redeem the points for cash if you wish. Also 0% p.a. on balance transfers for 13 months and 0% on purchases for 3 months.
BT Visa Credit Card		16.9%	0%	13 Months	0%	3 Months	N/A
	Every time you spend using your BT Card you'll earn money off your BT bill. 0% on balance transfers for 13 months on transfers made within the first 90 days (3% handling fee applies), 0% on card purchases for 3 months and 16.9% APR typical rate.
Halifax All In One Credit Card		15.9%	0%	9 Months	0%	9 Months	N/A
	The Halifax All in One Mastercard offers 0% for the first 9 months on balance transfers and an impressive 9 months interest free on purchases. Choice of 5 colours.
Sony Credit Card		15.9%	0%	12 Months	0%	3 Months	N/A
	This is basically a rewards Credit Card. The Sony Credit Card allows you to earn points towards Sony products every time you use it to make a purchase. One 'Pulsebeat' for every pound spent. This is redeemed for products in the Sony Card Pulse Book rewards brochure. Any Sony products bought with the card will accrue triple points. Also you receive 3000 FREE Sony Card Pulsebeats when you make a card purchase within the first 90 days.
Virgin Money Credit Card		16.6%	0%	16 Months	0%	3 Months	N/A
	Virgin Money Mastercard Credit Card offers you 0% on balance transfers for 16 months and instant discounts on selected Virgin products plus 3 months interest free on purchases. Choice of three designs.
Virgin Atlantic American Express®		17.9%	0%	6 Months	0%	N/A	N/A
	Earn Virgin Atlantic Flying Club miles with every purchase and 3,500 bonus Flying Club miles upon your first spend. A host of other travel related bonuses incuding free flights and travel insurance.
HSBC Credit Card		16.9%	0%	15 Months	0%	3 Months	N/A
	0% for 15 months on balances transferred within 30 days of you opening your account (A 2.5% balance transfer fee applies)and 3 month interest free purchase fee. Access to the HSBC Travel Club which provides a guaranteed 8% discount off 1000’s of holidays. Please note: This product is currently only available to existing HSBC current account customers.
Egg Credit Card		16.9%	0%	01-Sep-09	0%	01-Oct-08	N/A
	24 hr online managed card. Savings on other EGG products available and no annual fee. 0% interest for up to 15 Months on balance transfers and 0% interest on purchases for 3 months.
Amex British Airways Credit Card		19.9%	17.9%	N/A	0%	56 Days	N/A
	American Express British Airways card which has a host of travel benefits including air miles and Travel Insurance.
Natwest Classic Credit Card		16.9%	16.9%	N/A	4.9%	9 Months	N/A
	Natwest classic Mastercard for those over 18 and with a salary of over £10,000 a year. No interest free balance transfer but no actual balance transfer fee, 4.9% on purchases for 9 months and 16.9% APR. This card is designed for those who want a low purchase rate for purchases.
Natwest Gold Credit Card		16.9%	8.9%	Life of Balance	16.9%	N/A	N/A
	Natwest Gold Mastercard - otherwise known as 'Balance Shrinker'. For over 21s earning over £20,000 a year. Natwest help you shrink your credit card balance – every 6 months they pay 2% of the remaining original balance transfer back into your account. No balance transfer fee and 8.9% p.a. for the life of balances transferred. Also take advantage of 8.9% on purchases for 9 months from account opening.
RBS Classic Credit Card		16.9%	16.9%	N/A	4.9%	9 Months	N/A
	Royal Bank of Scotland classic Mastercard for those over 18 and with a salary of over £10,000 a year. Also known as the RBS Low Purchase Rate credit card - you get 4.9% APR on all purchases for 9 months. Also no balance transfer fee, though no interest free balance transfer period.
RBS Gold Credit Card		16.9%	8.9%	Life of Balance	8.9%	9 Months	N/A
	Royal Bank of Scotland Gold Mastercard for over 21s earning over £20,000 a year. Also known as RBS Balance Shrinker - this card is designed to help you shrink your card balance - every 6 months RBS pay 2% of the remaining original balance transfer back into your account. 8.9% p.a. for the life of balances transferred and also 8.9% on purchases for 9 months from account opening.
RBS Platinum Credit Card		16.9%	0%	15 Months	0%	3 Months	N/A
	Royal Bank of Scotland Platinum Mastercard for those over 25 and earning over £25,000 a year. 0% on balance transfers for 15 months (2.9% balance transfer fee however) and 0% on purchases for 3 months. Please note this card is for existing RBS customers only.
Natwest Platinum Credit Card		16.9%	0%	15 Months	0%	3 Months	N/A
	NatWest 0% Credit Card Platinum Mastercard is for those over 25 and earning over £25,000 a year. Please note : this card is for Existing Customers Only. 0% on balance transfers for 15 months and 0% on purchases for 3 months make this an attractive card for current Natwest customers.
Amex Platinum Cashback Credit Card		15.9%	15.9%	N/A	0%	56 Days	3%
	American Express Platinum Money credit card gets you a 3% Moneyback standard rate - and 5% MoneyBack for the first three months.
American Express Green Charge Card		0%	0%	N/A	0%	N/A	N/A
	Membership Rewards - Earn reward points for almost every pound you spend. Redeem them for a number of rewards. Up to 2 free additional Cards available for family and friends. Please note this is a charge card so interest must be paid in full every month though there is no interest on purchases